Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Wealth Advisor, Financial Planning, Investment Advisor, Estate Planning, Insurance, Mortgage, Reverse Mortgage
141 North Main St
Cleveland GA 30528

35 N Chestatee St
Dahlonega, GA 30533
Phone: (706) 865-0121 • Fax: (888) 404-3296
• john@bluecreek.net

All content on this site is for information purposes only.  Opinions expressed herein are solely those of John Essigman Wealth Advisors LLC and our editorial staff.  Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness.  All information and ideas should be discussed in detail with your individual adviser prior to implementation.  Fee based financial planning and investment advisory services are offered by John Essigman Wealth Advisors LLC, a Registered Investment Advisor in the State of  Georgia. Securities products are offered through Gradient Securities LLC, Member FINRA / SIPC  John Essigman Wealth Advisors LLC and Gradient Securities LLC are unaffiliated companies.  The presence of this web site shall in no way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any State other than the State of Georgia or where otherwise legally permitted.

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